Big Baazi KYC & AML Policy

The platform applies KYC and AML procedures to verify user identity, prevent fraudulent activity, and combat financial crimes including money laundering and terrorism financing. These security measures provide the following guarantees:

• Fair play environment: All participants are verified, creating equal conditions for genuine account holders.
• User safety: Personal data and financial information are protected through rigorous verification processes.
• Transparency: Clear procedures ensure users understand how identity checks and document submission requirements support platform integrity.
• Regulatory compliance: All measures align with Indian legal frameworks and international best practices for preventing financial crime.
• Account protection: Verification procedures safeguard legitimate users from identity theft and unauthorised access.
• Responsible gaming: Identity verification enables effective implementation of self-exclusion and responsible gaming tools.

Every new user must complete ID verification before accessing withdrawal functions or, in certain cases, before placing wagers. The platform may request the following categories of documentation to establish identity and address:

• Government-issued photo identification: Valid documents that confirm legal name, date of birth, and photograph.
• Proof of residential address: Recent utility bills, bank statements, or official correspondence that verify current residence.
• Payment method ownership confirmation: Documents or screenshots demonstrating that the payment instrument used for deposits belongs to the registered account holder.
• Supplementary documentation: Additional materials may be requested for enhanced due diligence in specific circumstances or to resolve discrepancies.

The platform implements comprehensive controls to detect and prevent money laundering, terrorist financing, and other prohibited financial activities. These measures form a multi-layered defence system:

• Transaction monitoring: All deposits, wagers, and withdrawals are systematically reviewed for patterns that may indicate suspicious activity.
• Automated detection rules: Advanced algorithms identify anomalies in user behaviour, betting patterns, and fund movements.
• Enhanced due diligence: High-risk transactions, large transfers, or unusual activity patterns trigger additional verification steps and manual review.
• Risk-based profiling: Each account is assigned a risk score based on transaction history, geographic factors, and behavioural indicators.
• Sanctions and PEP screening: Users are checked against international sanctions lists and databases of politically exposed persons.
• Source of funds verification: In certain circumstances, users may be required to demonstrate the legitimate origin of deposited amounts.
• Reporting obligations: Suspicious transactions are reported to the Financial Intelligence Unit and other competent authorities as required by Indian law.

The platform prohibits specific actions that undermine KYC and AML integrity or facilitate financial crime. Users found engaging in these behaviours face enforcement measures:

• Multiple account creation: Operating more than one account per individual violates verification procedures and enables identity misrepresentation.
• Document falsification: Submitting forged, altered, or stolen identification documents during the verification process.
• Money laundering attempts: Using the platform to disguise the origin of illicit funds or to transfer money without legitimate gaming activity.
• System manipulation: Exploiting technical vulnerabilities or colluding with other users to circumvent security measures or transaction monitoring.
• Account sharing or transfer: Allowing third parties to access, operate, or take ownership of a verified account.
• Third-party payment instruments: Depositing or withdrawing funds using payment methods not registered in the account holder’s name.
• Identity concealment: Deliberately providing false personal data or attempting to obscure true identity during registration or subsequent verification requests.

Violations of KYC or AML requirements trigger enforcement actions designed to protect platform integrity and comply with regulatory obligations. Depending on the severity and nature of the breach, measures may include temporary or permanent account suspension, freezing or confiscation of funds linked to suspicious activity, cancellation of bets or winnings derived from non-compliant behaviour, and reporting to competent authorities where applicable under Indian law or international cooperation agreements.

Account holders share responsibility for maintaining compliance by providing accurate and current information during registration and throughout their use of the platform. Users must complete identity verification within specified timeframes when requested, ensuring all documents submitted are genuine, valid, and legible. When additional documentation or clarification is requested during enhanced due diligence procedures, prompt cooperation is required to avoid account restrictions. All deposits and withdrawals must be conducted using payment methods registered in the user’s own name, and any suspicious activity observed on an account—whether on one’s own account or that of another user—should be reported immediately to customer support. Failure to meet these obligations may result in delayed withdrawals, restricted account access, or permanent closure depending on the circumstances.

The platform maintains fair play and transparency principles to create a secure environment where all participants can engage with confidence. These commitments protect both individual users and the integrity of the gaming community:

• Adherence to verification standards: All KYC and AML procedures comply with applicable Indian regulatory requirements and international best practices.
• Confidentiality of personal data: Information collected during document submission and identity checks is protected through encryption and secure storage systems.
• Continuous monitoring: Ongoing review of transactions and user behaviour ensures that emerging risks and suspicious activity are detected promptly.
• Prevention of manipulation: Robust controls prevent collusion, fraud, and other forms of unfair behaviour that compromise legitimate participants.
• Dedicated support: Customer service teams are available to address questions regarding security measures, verification procedures, and account protection.
• Shared responsibility: Users and the platform work together to maintain a safe environment by reporting concerns and adhering to established protocols.
• Equal treatment: Verification procedures and security measures apply uniformly to all account holders, ensuring no individual receives preferential treatment that could undermine platform integrity.